> For the complete documentation index, see [llms.txt](https://docs.anodos.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.anodos.finance/legal.md).

# Legal

- [Anodos Legal Terms](https://docs.anodos.finance/legal/anodos-legal-terms.md): The following documents outline the applicable terms associated to products offered by Anodos Labs Inc.
- [Anodos App Terms of Use](https://docs.anodos.finance/legal/anodos-app-terms-of-use.md): Last updated: September 20, 2026
- [Anodos App Privacy Policy](https://docs.anodos.finance/legal/anodos-app-privacy-policy.md): Last updated: August 25, 2026
- [Customer Fees Schedule](https://docs.anodos.finance/legal/customer-fees-schedule.md): Updated: September 18th 2026
- [Anodos Card Terms for U.S. Consumer Program](https://docs.anodos.finance/legal/anodos-card-terms-for-u.s.-consumer-program.md): Last Updated: August 31, 2026
- [Anodos Card Terms for International Consumer Program](https://docs.anodos.finance/legal/anodos-card-terms-for-international-consumer-program.md): Last Updated: August 31, 2026
- [Virtual Account Terms](https://docs.anodos.finance/legal/virtual-account-terms.md)
- [Exchange, Invest, Earn Terms](https://docs.anodos.finance/legal/exchange-invest-earn-terms.md)
- [Investing Risk Disclosures](https://docs.anodos.finance/legal/investing-risk-disclosures.md): Last Updated: October 9, 2026
- [Earn Risk Disclosures](https://docs.anodos.finance/legal/earn-risk-disclosures.md): Last Updated: October 9, 2026
- [Country Availability & Restrictions](https://docs.anodos.finance/legal/country-availability-and-restrictions.md): Last updated: September 26, 2026
- [Lucky Tap — Promotion Terms](https://docs.anodos.finance/legal/lucky-tap-promotion-terms.md): Oct 13–Nov 5, 2026
- [Anodos Promotions & Reward Terms](https://docs.anodos.finance/legal/anodos-promotions-and-reward-terms.md): Effective dates: September 9, 2026 – October 9, 2026