> For the complete documentation index, see [llms.txt](https://docs.anodos.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.anodos.finance/legal/account-opening-privacy-notice-anodos-card.md).

# Account Opening Privacy Notice - Anodos Card

Last updated: August 31, 2026

| FACTS                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | <p>WHAT DOES THIRD NATIONAL (“ISSUER”) DO<br>WITH YOUR PERSONAL INFORMATION?</p>                                                                                                                                                                                                                                                                                                                                                   |                             |
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| <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                        |                             |
| Why?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.                                                                                                                   |                             |
| <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                        |                             |
| What?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | <p>The types of personal information we collect and share depend on the product or service you have with us. This information can include:</p><ul><li>Social Security number and date of birth</li><li>Account balances and payment history</li><li>Credit history and credit scores</li></ul><p>When you are no longer our customer, we continue to share your information as described in this notice.</p>                       |                             |
| <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                        |                             |
| How?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Issuer chooses to share; and whether you can limit this sharing.                                                                                                                                  |                             |
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| Reasons we can share your personal information                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | Does Issuer share?                                                                                                                                                                                                                                                                                                                                                                                                                 | Can you limit this sharing? |
| <p>For our everyday business purposes—<br>such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus</p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | YES                                                                                                                                                                                                                                                                                                                                                                                                                                | NO                          |
| <p>For our marketing purposes—<br>to offer our products and services to you</p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | YES                                                                                                                                                                                                                                                                                                                                                                                                                                | NO                          |
| For joint marketing with other financial companies                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | YES                                                                                                                                                                                                                                                                                                                                                                                                                                | NO                          |
| <p>For our affiliates’ everyday business purposes—<br>information about your transactions and experiences</p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | YES                                                                                                                                                                                                                                                                                                                                                                                                                                | NO                          |
| <p>For our affiliates’ everyday business purposes—<br>information about your creditworthiness</p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | NO                                                                                                                                                                                                                                                                                                                                                                                                                                 | WE DON’T SHARE              |
| For our affiliates to market to you                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | NO                                                                                                                                                                                                                                                                                                                                                                                                                                 | WE DON’T SHARE              |
| For nonaffiliates to market to you                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | NO                                                                                                                                                                                                                                                                                                                                                                                                                                 | WE DON’T SHARE              |
| <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                        |                             |
| <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                        |                             |
| Questions?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | Call +1 (307) 683-5768 or go to <https://anodos.finance>                                                                                                                                                                                                                                                                                                                                                                           |                             |
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| Who we are                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                    |                             |
| Who is providing this notice?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | Issuer                                                                                                                                                                                                                                                                                                                                                                                                                             |                             |
| <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                        |                             |
| What we do                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                    |                             |
| How does Issuer protect my personal information?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.                                                                                                                                                                                                                          |                             |
| How does Issuer collect my personal information?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | <p>We collect your personal information, for example, when you</p><ul><li>open an account or perform transactions</li><li>pay your bills or reload funds</li><li>use your card</li></ul><p>We may also collect your personal information from others, such as credit bureaus, affiliates, and other companies.  </p>                                                                                                               |                             |
| Why can’t I limit all sharing?                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | <p>Federal law gives you the right to limit only</p><ul><li>sharing for affiliates’ everyday business purposes—information about your creditworthiness</li><li>affiliates from using your information to market to you</li><li>sharing for nonaffiliates to market to you </li></ul><p>State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.</p> |                             |
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| Definitions                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                    |                             |
| Affiliates                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | <p>Companies related by common ownership or control. They can be financial and nonfinancial companies.</p><ul><li>Issuer does share with our affiliates.</li></ul>                                                                                                                                                                                                                                                                 |                             |
| Nonaffiliates                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | <p>Companies not related by common ownership or control. They can be financial and nonfinancial companies.</p><ul><li>Issuer does not share with nonaffiliates so they can market to you.</li></ul>                                                                                                                                                                                                                                |                             |
| Joint marketing                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  | <p>A formal agreement between nonaffiliated financial companies that together market financial products or services to you.</p><ul><li>Issuer may partner with certain non-affiliated financial companies to offer financial products and services to you.</li></ul>                                                                                                                                                               |                             |
| <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | <p><br></p>                                                                                                                                                                                                                                                                                                                                                                                                                        |                             |
| Other important information                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |                                                                                                                                                                                                                                                                                                                                                                                                                                    |                             |
| <p>California and Vermont: In accordance with state law, we will not share your personal information with nonaffiliates except as permitted by law, including for example, for our own marketing purposes, for everyday business purposes,</p><p>such as servicing your account, or with your consent.</p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                                                                                                    |                             |
| <p>Nevada: You are being provided this notice pursuant to Nevada law. You may be placed on our internal Do Not Call List by following the directions in the To Limit our Sharing section above. Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email: <a href="mailto:agInfo@ag.nv.gov"><agInfo@ag.nv.gov></a> </p><p>North Dakota: In accordance with North Dakota law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent, to service your account. Residents of North Dakota are opted out from nonaffiliate marketing by default. We will limit sharing among our companies to the extent required by North Dakota law.</p><p><br><br></p> |                                                                                                                                                                                                                                                                                                                                                                                                                                    |                             |

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