Customer Fees Schedule
Updated: September 18th 2026
This fee schedule applies to the Free plan.
1) Cards
1.1 Virtual cards (availability varies by country)
1 virtual card: Included for free
Extra virtual card: $20 per card
1.2 Card FX fee (international spend for non-USD transactions)
1.50% of the transaction amount
1.3 ATM withdrawals
Withdrawal fee: $1 + 1.75% per withdrawal
Monthly ATM limit: $5,000 per month
2) Exchange / swaps (currency conversion, crypto, precious metals)
Exchange fee: 1.00% of the amount exchanged
3) Bank transfers — pay-ins and payouts
3.1 Virtual bank accounts (availability varies by country)
1 bank account: Included for free
Additional bank accounts: $20 per account (one-time activation fee)
3.1.1 Pricing rules (how we calculate your total)
For supported bank-transfer corridors, your total transfer fee is composed of:
FX spread (a percentage), plus
Payment fee (a fixed fee and/or a percentage fee depending on rail), plus
Any fixed fee override (if specified for that corridor).
3.2 Europe
Currency
Direction
Rail
FX fee
Fixed payment fee
EUR
Pay-in
SEPA Instant
1.00%
€1 (≤€100), €2 (≥€101)
EUR
Pay-in
SEPA Credit
1.00%
€1 (≤€100), €2 (≥€101)
EUR
Payout
SEPA Instant
1.00%
€1 (≤€100), €2 (≥€101)
EUR
Payout
SEPA Credit
1.00%
€1 (≤€100), €2 (≥€101)
GBP
Pay-in
Faster Payments
1.00%
£1 (≤£100), £2 (≥£101)
GBP
Pay-in
BACS
1.00%
£1 (≤£100), £2 (≥£101)
GBP
Payout
Faster Payments
1.00%
£1 (≤£100), £2 (≥£101)
GBP
Payout
BACS
1.00%
£1 (≤£100), £2 (≥£101)
DKK
Payout
Local wire
1.00%
kr. 10.5
NOK
Payout
Local wire
1.00%
kr 23
PLN
Payout
ELIXIR
1.00%
zł 7.5
3.3 Americas
Currency
Direction
Rail
FX fee
Fixed payment fee
BRL
Pay-in
PIX
1.00%
R$ 1.00
BRL
Payout
PIX
1.00%
R$ 1.00
BOB
Payout
Local wire
1.00%
BOB15
CAD
Payout
EFT
1.00%
CA$2 (≤CA$1,000), CA$5 (>CA$1,000)
CLP
Payout
Local wire
1.00%
CLP1,650
COP
Pay-in
BRE-B
1.00%
COP $1,000
COP
Payout
Local wire
1.00%
COP $4,500
COP
Payout
BRE-B
1.00%
COP $1,000
CRC
Payout
Local wire
1.00%
₡1,400
DOP
Payout
Local wire
1.00%
RD$169
DOP
Payout
Billet
1.00%
RD$82
GTQ
Payout
Local wire
1.00%
Q28
GTQ
Payout
Tigo Money
1.00%
Q30
HNL
Payout
Local wire
1.00%
L92
JMD
Payout
Local wire
1.00%
J$560
MXN
Pay-in
SPEI
1.00%
Free
MXN
Payout
SPEI
1.00%
MX$4.10
USD (US)
Pay-in
FedWire
1.00%
$20
USD (US)
Pay-in
ACH
1.00%
$1.00
USD (US)
Payout
FedWire
1.00%
$20
USD (US)
Payout
ACH
1.00%
$1.00
3.4 APAC & Middle East
Currency
Direction
Rail
FX fee
Fixed payment fee
AED
Pay-in
IPP
1.00%
Free
AED
Pay-in
FTS
1.00%
Free
AED
Payout
IPP
1.00%
Free
AED
Payout
FTS
1.00%
Free
AUD
Payout
Local wire
1.00%
AU$2.10
BDT
Payout
Local wire
1.00%
৳160
BDT
Payout
BKash wallet
1.00%
৳160
BDT
Payout
Nagad wallet
1.00%
৳160
CNY
Payout
WeChatPay
1.00%
¥31 + 0.36%
CNY
Payout
AliPay
1.00%
¥45 + 0.44%
HKD
Payout
Local wire
1.00%
HK$25
INR
Payout
UPI / IMPS
1.00%
₹100
IDR
Payout
BI-FAST
1.00%
Rp20,800
ILS
Payout
Local wire
1.00%
₪9
JPY
Payout
Local wire
1.00%
JP¥850
KRW
Payout
Local wire
1.00%
₩2,180
MYR
Payout
RPP / DuitNow
1.00%
$1.30
PHP
Pay-in
QR PH
1.00%
₱10
PHP
Payout
Instapay
1.00%
₱10
PHP
Payout
Pesonet
1.00%
₱5
PKR
Payout
Raast
1.00%
₨368
SAR
Payout
SARIE
1.00%
16﷼
THB
Payout
PromptPay
1.00%
฿53
TRY
Payout
Local wire
1.00%
₺65
TRY
Payout
Papara wallet
1.00%
₺65
3.5 Africa (RFQ corridors)
Currency
Direction
Rail
FX fee
Fixed payment fee
EGP
Payout
Local wire
1.25% (RFQ / leave as-is)
E£ 200
KES
Pay-in
M-Pesa
RFQ + 0.20%
KES70 + 0.86%
KES
Payout
M-Pesa
RFQ + 0.20%
1.00%
NGN
Pay-in
Bank Transfer
RFQ + 0.20%
Free
NGN
Payout
Bank Transfer
RFQ + 0.20%
Free
RWF
Pay-in
Mobile Money
RFQ + 0.30%
2.96%
RWF
Payout
Mobile Money
RFQ + 0.30%
60 RWF + 1.00%
SLE
Pay-in
Mobile Money
RFQ + 0.30%
3.16%
SLE
Payout
Mobile Money
RFQ + 0.30%
2.15%
TZS
Payout
Mobile Money
RFQ + 0.30%
1.86%
UGX
Pay-in
Mobile Money
RFQ + 0.30%
2.86%
UGX
Payout
Mobile Money
RFQ + 0.30%
1.00%
XAF
Pay-in
Mobile Money
RFQ + 0.50%
1.61%
XAF
Payout
Mobile Money
RFQ + 0.50%
1.16%
XOF
Pay-in
Mobile Money
RFQ + 0.30%
1.86%
XOF
Payout
Mobile Money
RFQ + 0.30%
2.00%
ZMW
Pay-in
Mobile Money
RFQ + 0.30%
1.86%
ZMW
Payout
Mobile Money
RFQ + 0.30%
1.86%
3.6 Global SWIFT + crypto rails
Asset / Currency
Direction
Rail
FX fee
Fixed payment fee
USD
Pay-in
SWIFT (Global)
1.00%
$25
USD
Payout
SWIFT (Global)
1.00%
$25
EUR
Payout
SWIFT (Global)
1.00%
€20 + 0.10%
GBP
Payout
SWIFT (Global)
1.00%
£20 + 0.10%
For any corridor not listed above, or where fees depend on RFQ or destination bank, the exact total fee will be shown in-app before you confirm.
Last updated